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Instant Personal Loan Online App - Phocket APK icon

Instant Personal Loan Online App - Phocket APK

Phocket - Instant Personal Loan Flexible Repayment EMIs Lowest Interest and Fees. We have the latest application version and 3 older versions apk available.
Last updated
Android version
7.79 Mb
App size
Content rating

Here are some comments of users who have installed the application, you can consult before downloading and installing.

shib sanker sen August 5, 2019

Hi to all... My self SHIBSANKAR SEN, i am writing this review because i am extremely disappointed with this service, i am applied the loan of dated 2nd August 2019, but after gon the 3 days my loan has been show under the process. i am already uploaded the all required documents and also the document scan copy send the mail.

Sindhura G August 7, 2019

Pocket app is really a saviour. I loved this app, also I would like to tell u that I am very much impressed with ur customer service/support. Very helpful in each and every step. No headache like other apps, instant cash disbursement once everything is done. Good verification though. Timely update. I will really recommend this to my friends. Big thumbs up guys. Cheers...

Vinay Sharma August 6, 2019

Supportive and good experience overall. Amount got disbursed immediately after the documents were submitted. It was a fantastic experience... if u have any emergency and If u need a Cash Just Need to Download this app and they stand behind you under any circumstances.
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The description of app by: Phocket Infotech Pvt Ltd

Phocket is India’s most preferred AI based Instant Personal Loan, Instant Cash and Advance Salary Loan App for Salaried Professionals at the lowest interest rates with No hidden costs, 100% transparency and No collaterals. We are accessible both via Mobile App and Web (phocket.in) . The application process is super convenient, hassle-free and can be filled within 10 minutes. Documentation requirement is also minimal, Approvals are done instantly for completed applications and money is transferred directly to the bank account of the applicant.

👉Salaried Professionals above the age of 20 years.
👉Minimum take home salary of Rs. 20,000.

Documents Required
🔸Address Proof (Aadhar, Passport, Driving License, Voter Id, etc)
🔸PAN Card
🔸Last 3 Months Bank Statement
🔸Last 3 Months Salary Slip

Available Cities
✅Delhi and NCR
✅Bangalore (Bengaluru)
✅Greater Noida

Key Highlights and Features
🔸Amount ranges between INR 5,000 and INR 1,00,000
🔸Lowest Flat Interest Rates - 24% to 30% p.a. translating to 2% - 2.5% per month
🔸Flexible Repayment Loan Tenure between 7 and 110 days
🔸Flexibility to opt for 1, 2 or 3 Repayment EMI(s)
🔸Instant Approval and Disbursement*
🔸No Collaterals, Fully Automated and Paperless*
🔸Easy Online Process, Fast and Reliable services
🔸100% Transparency and No Hidden Charges
🔸No Archival/Storage of customer’s documents after loan disbursal or rejection
🔸Instant cash transfer in the provided bank account
🔸No Prepayment Charges
🔸Multiple Repayment Options - UPI, Direct Bank Transfer, Paytm, PhonePe

Data Security & Privacy
🔒All the data is transmitted using secure HTTPS protocol
🔒All the transactions are secured via SSL encryption
🔒Implemented Multi-Level Authentication and Authorization to make the app Ultra Secure
🔒Got our App audited from a top Security and Audit Company
🔒Do not archive/store customer data for rejected applications

The app requires the following permissions to function properly :

Required to read your financial SMS sent by banks and biller. Your financial transactions are used to create your financial and risk profile.

Location -
Required to verify your location for credit profile enhancement

Apps -
Required for credit profile enhancement

Contacts -
Required for verifying your references automatically

Storage -
Required for credit profile enhancement

Approval Process
Instant Personal Loan Approvals happen instantly
✔For first time users (new customers), after the loan approval, the physical verification is a necessary requirement before the loan disbursal. So our field executive visits the applicants home/office (location preferred by the applicant) for the signing of a loan agreement and collection of security cheque
✔For subsequent approvals (repeat customer), the process is fully automated and paperless
✔Loan amount will be transferred directly to the provided bank account of the applicant

🏆Moment of Fame at the Nasdaq Tower at New York's Time Square for successful disbursement of 2,500 loans.
🏆Shortlisted to represent India as an exhibitor at the Singapore Fintech Festival 2018 - the World's largest event for the fintech community.
🏆Covered by Yourstory (http://bit.ly/2W59z30)
🏆Adjudged Startup of the Year at YMCA MOB Business Summit and GBM 2018

Contact Us
For any kind of help or support, feel free to send an email to [email protected] or call us at 8010700600
What's New
Some major bug fixes.
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